February Newsletter

Sasha Curin
4 days ago
3 min read

KiwiSaver Changes, IRD Updates & Business Owner Support

As we move further into the year and the end of the financial year approaches, we wanted to share a few important updates and opportunities with you.

In this month’s newsletter, we cover upcoming KiwiSaver changes, key Inland Revenue updates, and introduce coaching support available for business owners who want to strengthen how they lead and manage the pressures of running a business.

Summary of Recent Updates

KiwiSaver Changes

Several KiwiSaver changes have already happened including on July 1st 2025 The government contribution reduced from 50c to 25c per dollar contributed. The maximum annual government contribution has drop from $521.43 to $260.72.

From 1 April 2026:

The default KiwiSaver contribution rate will increase from 3% to 3.5% for both employees and employers.
Members can apply (from 1 February 2026) to temporarily remain at 3% if needed, for between 3 and 12 months at a time.

If you’re an employer, this is something to factor into payroll budgeting ahead of 2026.

Closing down a business – new process

From March 2026, IRD is introducing a standard form (IR315A) when applying for a letter of no objection to remove a company or limited partnership from the Companies Office register.

If you’re considering closing a business, it’s important that all returns are filed and tax obligations are up to date before starting the removal process. Let us know early so we can guide you through it properly.

Learn More

Working for Families – income estimate changes

From 1 April 2026, Inland Revenue is changing how benefit income is estimated for Working for Families payments

Benefit income will be calculated more like PAYE income and automatically updated using MSD information. The aim is to reduce overpayments and give families more certainty.

If you receive Working for Families, keeping your income information accurate will remain important.

Support for You, Not Just Your Business

Running a business will test you. Not just your strategy but who you are and how you show up.

If you're constantly reacting, saying yes when you mean no, or bringing work stress home, you're not alone.

You may know Ines as Dennis’ wife. She has been part of the DC&A team since the beginning, mostly in the background. She is now offering her Enneagram and Integrative Coaching services to DC&A clients who are ready to break the patterns holding them back.

Most business advice tells you what to do. Ines helps you understand why you keep doing what you do, even when you know it’s not working.

Through her coaching, clients learn to recognise the automatic patterns driving their decisions, stop carrying work stress into home life, and lead from who they actually are - not who they think they should be.

This isn’t about quick fixes. It’s thoughtful, deeper work for business owners ready to make meaningful change.

Ines works with a limited number of clients each quarter to ensure her sessions remain focused and personal. She is offering complimentary 30-minute discovery chats through March 2026.

Reply to this email or call the office to book your chat, or find out more by clicking the button below.

Ines' Coaching

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